--- title: My Bank Offers a Higher Rebate Percentage. Why Would I go with DTI? description: Payment Automation using vCards provides you, the customer, with a percentage of the interchange fees paid by the vendor for credit card transactions. image: https://www.dtiibs.com/hubfs/Payments%20blogs/pexels-monstera-5849564.jpg --- [![logo](https://www.dtiibs.com/hubfs/DTI%20Website%20March%20-%202019/Home%20Page/logo.svg "logo")](https://www.dtiibs.com/) - Call our sales team - [336.346.1580](tel:336.346.1580) ![](https://www.dtiibs.com/hubfs/DTI%20Website%20March%20-%202019/Contact/arrow-2-White.svg) ### Contact Us # My Bank Offers a Higher Rebate Percentage. Why Would I go with DTI? Sep 13 ![Keith Wasnok](https://app.hubspot.com/settings/avatar/5726d04a054c45bd9f194136bd806f25) Find me on: [LinkedIn](https://www.linkedin.com/in/keithwasnok/) [![Share on Facebook](https://www.dtiibs.com/hubfs/DTI%20Website%20March%20-%202019/Blog/facebook-blue.svg) ](http://www.facebook.com/share.php?u=http%3A%2F%2Fexample.com%2Fmy-page%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on Twitter](https://www.dtiibs.com/hubfs/DTI%20Website%20March%20-%202019/Blog/twitter-blue.svg) ](https://twitter.com/intent/tweet?original_referer=http%3A%2F%2Fexample.com%2Fmy-page%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=http%3A%2F%2Fexample.com%2Fmy-page%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=) [![Share on LinkedIn](https://www.dtiibs.com/hubfs/DTI%20Website%20March%20-%202019/Blog/linkedin-blue.svg) ](http://www.linkedin.com/shareArticle?mini=true&url=http%3A%2F%2Fexample.com%2Fmy-page%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) Payment Automation using vCards provides you, the customer, with a percentage of the interchange fees paid by the vendor for credit card transactions. Banks have traditionally offered a slightly higher percentage rebate (ours is 1% of cardable spend versus 1%-2% for banks), but our customers utilize us because the total rebate dollars are higher. Banks typically end up enrolling between 5 and 12% of your vendors with credit card/vCard acceptance. Our historical average is between 15% and 25%. So although the percentage of AP spend is a little higher with the bank, we enroll many more vendors, and much more spend, for a subsequently larger total dollars in rebate for you. Let us run the numbers for you and let you decide for yourself. 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